Products

Overview

All investments are held in the client’s own name. SCM Direct is given contractual discretionary powers to manage and make day-to-day investment/asset allocation decisions to maximise returns.

Traditionally, wealth managers only provided discretionary portfolio services to high net worth, institutional and pension fund investors. Via SCM Direct, you have access to these services via a low cost, efficient, 100% transparent investment portal. The portal allows you to see your investments 24/7, easily add to them, or access your funds should you need to do so.

Stocks and Shares Individual Savings Account (ISA)

An Individual Savings Account (ISA) is a tax wrapper that allows you to save, either in cash or stocks and shares, without paying any tax on the money in the wrapper.

Self-Investest Personal Pension (SIPP)

A Self-invested Personal Pension (SIPP) is a type of pension introduced for people who want an alternative to workplace pensions.

Junior Individual Savings Account (JISA)

A Junior Individual Savings Account (JISA) is a long-term tax-free savings account for children. Each child, from birth to 18 years old, living in the UK, can have their own JISA account.

General Investment Account (GIA)

A General Investment Account (GIA) is a simple and flexible way to invest your money. There are no limitations to the amount you can invest or contribute.